How To Transfer Airtime from MTN to MTN

How To Transfer Airtime from MTN to MTN

In this easy-to-follow guide, you will learn how to transfer airtime from MTN to MTN without any confusion.  MTN, one of the biggest telecom networks in Africa, has introduced a convenient feature called MTN Share, which allows you to easily transfer airtime from your MTN line to another MTN line.

We have updated this guide with the new MTN USSD codes to ensure that you have the most up-to-date information. Following the steps outlined in this guide, you can transfer airtime smoothly and without confusion.  We will walk you through the process of setting up your transfer PIN and initiating the airtime transfer using different methods. 

How To Transfer Airtime From Mtn To Mtn Using the USSD code 

Transferring airtime using USSD is a quick and convenient method. Follow these simple steps to transfer airtime to someone using USSD successfully:

  •  On your phone, dial *321*Recipient’s Number*Amount*PIN#.

   For example, if you want to share 1,000 airtime with someone then you will dial *321*08031234567*1000*1234#.

  • Press the send or OK button to initiate the transfer request.
  • Wait for the transfer process to complete.
  • Once the transfer is successful, you will receive a notification message confirming the completion of the transfer.

How to Use SMS For MTN Airtime Transfer

Transferring airtime to others through SMS is another way to share your MTN airtime. Follow these simple steps to initiate the transfer. To transfer airtime using SMS, follow these steps:

  • Send an SMS to 321 with the following format: Transfer, Recipient’s Number, Amount, and PIN. For example, you can send an SMS with ‘Transfer 08031234567 1500 1234’ to 321.
  • After sending the transfer request, you will receive an SMS prompting you to confirm the transaction. To proceed, reply to the message by sending an SMS with ‘YES’ to 321.

By following these steps, you can easily transfer airtime using SMS, allowing you to share airtime with others using your MTN line.

How To Transfer Airtime Using the MTN mobile app

To transfer airtime using the MTN mobile app, follow these simple steps:

  • Download (MTN Appstore download or MTN Playstore Download) and open the MyMTN mobile app.
  • Create an account or log in if you already have one.
  • Tap on “Share” and select “Airtime” and “New Number.”
  • Enter the recipient’s phone number and the transfer amount.
  • Press “Share” and confirm the transfer.
  • Enter your 4-digit transfer PIN when prompted.

By following these steps, you can easily transfer airtime from your MTN line to other MTN numbers using the convenience of the MTN mobile app.

How to Get MTN Transfer Pin 

The default MTN share pin is 0000. To transfer airtime from MTN to MTN for the first time,you have to change your PIN first. It is recommended to select a unique and easily memorable PIN for enhanced security.

You have two options to change your MTN Share PIN:

1. Send an SMS to 321 in the format: Default PIN New PIN New PIN. For example, send an SMS with ‘0000 1234 1234’ to 321.

2. Dial *321*Default PIN*New PIN*New PIN# on your phone, then press send/OK. For instance, dial *321*0000*1234*1234# and press send/OK.

Once you have successfully completed the PIN change process using either of the methods mentioned above, you will promptly receive an SMS confirming the successful update of your PIN.

Requirements to Transfer MTN Airtime

To use any of the above methods to transfer airtime from MTN to MTN, these are the requirements:

1. Both the sender and the receiver must be MTN subscribers:

   – Airtime transfers can only be made between MTN users. Transferring airtime to users of other networks like Glo or Airtel is not possible.

   – The recipient must have an active MTN subscription to receive the transferred airtime.

2. Ensure your MTN line is active:

   – Your MTN line should be active and regularly used for making calls, sending messages, and recharging airtime.

   – Inactivity for more than 180 days may result in deactivation, except in cases where you have requested an extension due to travel or other reasons. Keeping your MTN line active is important for airtime transfer eligibility.

3. Transfer limitations and amounts:

   – Airtime transfers can only be made in Naira (NGN) amounts and not in kobo.

   – You can transfer between NGN50.00 and NGN5,000.00 in a single transaction.

   – The maximum amount you can transfer from your phone to MTN accounts is NGN100,000.00 per day.

   – There is no limit to the maximum number of transactions per day.

4. Sufficient airtime balance:

   – Ensure that your MTN prepaid account has enough airtime to cover your requested transfer amount.

   – If your account balance is insufficient, the transaction will not be completed, and you will receive an error message.

5. Postpaid account requirements:

   – Postpaid customers can only transfer airtime when their account balance is positive.

   – Airtime transfer is impossible when the postpaid account balance is negative (-).

   – If the account balance is positive, airtime can be transferred up to the available balance in the account.

You can successfully transfer MTN airtime to other MTN users by adhering to these requirements.

MTN Minimum Transfer Amount and Service Charges

The minimum amount you can transfer is NGN 50, and the maximum is NGN 5,000 per transaction. It’s important to note that service charges are associated with the transfer. The service charges depend on the transfer amount and are as follows:

  • NGN 50 to NGN 100: NGN 3 service charge
  • NGN 101 to NGN 500: NGN 5 service charge
  • NGN 501 to NGN 5,000: NGN 10 service charge

By meeting these requirements, you can successfully transfer airtime from your MTN line to another MTN line, ensuring that you stay connected and help others when they are in need.


You can easily and safely share airtime at your convenience using MTN airtime transfer and show kindness to your friends and family. 

It is important to be cautious when sending MTN airtime to avoid mistakes, such as sending it to the wrong person or transferring more than intended.

Frequently Asked Questions 

Can I send airtime to another number on MTN?

With MTN Share, you can effortlessly transfer airtime or credit to another MTN number, making it simple to share and send airtime.

How can I share airtime on MTN?

You can share airtime on MTN by using the USSD code, *321*Recipient’s Number*Amount*PIN#. If you want to share 1,000 airtime with someone, then you will dial *321*08031234567*1000*1234#.

What is the default pin for MTN transfer? 

The default PIN for MTN airtime transfer is typically “0000”.


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